Loan Programs

“Too often, Funeral Home owners are unaware of the many financing options they have available. This often results in accepting loan offers with terms and conditions less favorable than would otherwise be possible. Small financing mistakes can be very costly over the full term of a loan” -  Ken Kaplan, President K2 Commercial Finance.

At K2 Commercial Finance, we specialize in serving the financial needs of funeral home owners and real estate investors. We add value to your acquisition or refinance by offering a wide range of commercial real estate loan programs and direct access to top national and local lenders.

As a K2 Commercial client, you will gain direct access to a network of lenders who actively seek funeral home transactions and have experience closing loans within the industry. Our professional relationships and expertise will move your loan request efficiently through the funding process.

We will improve both the likelihood of a successful transaction as well as making sure you are placed with the best possible lender and receive the most competitive rates available in this challenging business environment.

Commercial Preferred Mortgage Program
The Commercial Preferred Mortgage Program is an outstanding option for commercial loans of up to $5 million. This is a very flexible commercial property loan program designed for borrowers with 650+ credit who are willing and able to document income and assets.

SBA Loan Programs
SBA Loan Programs are often the best option for owner occupied funeral home acquisitions and refinancing projects. These loans offer the highest loan-to-values and the lowest rates available on the market today.

USDA Business and Industry Loans
USDA Business and Industry Loans are for purchase, construction or debt refinance of real estate, machinery and equipment, and working capital for eligible properties meeting the USDA criteria for rural area location (owner and non owner occupied properties eligible)

Stated Income Commercial Loan Program
The Stated Income Commercial Loan Program has an express application process that requires no income verification. This product is a favorite of small business owners not willing to put up with their local bank's documentation requirements.

Hard Money Loans
Hard Money Loans (sometimes referred to as "Private Money Loans") provide creative and fast access to both private and aggressive institutional funds when conventional financing may be inappropriate or undesirable. These transactions can close in as little as 2 weeks!

Asset Based Loans
Asset Based Loans are secured by a company's accounts receivable, inventory, equipment, and real estate. K2 Commercial Finance works with asset based lenders to assist with transactions where our client's needs can not be met by commercial real estate financing alone.

Call Ken Kaplan at (215) 230 1885 to discuss your financing scenario with no cost or obligation. I enjoy discussing transactions and look forward to helping you.